Cremation has been continuing to rise in popularity in America considering the process is affordable and convenient for those looking for a simple, worry-free cremation for themselves or their loved ones. Traditional funerals can be quite costly, especially considering you can usually end up paying more for embalming services, a casket, and a burial plot. However, if you are a United States resident and currently receive Medicaid benefits, it’s possible you could qualify for government subsidies that will pay for your cremation.
Medicaid benefits and government subsidies for cremation may vary depending on the state in which you reside. Generally, the following rules may apply:
- If you are aged 65 years and older, you may be eligible to receive $1,500 for cremation and funeral costs given you were authorized to receive Medicaid benefits at the time of your passing.
- If you are under the age of 65 and pass away, the maximum possible Medicaid subsidy you could receive is $1,000.
- To be eligible for Medicaid benefits, your cremation or funeral costs must not exceed a total of $2,500, and the balance must be paid instead by your friends, family, or another source.
- You must not already have any pre-planned or prepaid funeral benefits in place to be eligible for Medicaid cremation and funeral benefits.
Keep in mind that cremation providers and funeral homes cannot insist that you undergo cremation due to lower costs, and that you may still be able to qualify for a minimal-expense funeral if that is what you desire. Recipients of Medicaid cremation and funeral benefits are still entitled to a full burial, and could be buried in a cemetery that has a special plot section reserved for those who are buried at a minimal expense.
Since Medicaid rules tend to vary from state to state, you will need to familiarize yourself with the rules in your state to learn more about cremation and burial options associated with government subsidies. The best way to learn more about the Medicaid funeral expense is to meet with a Medicaid representative in your state who can provide you with the information you need regarding government subsidies.
For more information on cremation services, please contact Heartland Cremation. With four generations of experience in the funeral and cremation business, we provide the Kansas City area with simple, worry-free cremation services that will treat your loved one with all the dignity and respect that they deserve.